Don’t want to pay the whole amount at once? Pay in installments!

ESTO hire-purchase is an innovative payment solution that helps you set up a payment schedule based on the period of your choice. The payment solution makes the decision in real time.

Add the products you need to your shopping cart, confirm your order and choose ESTO hire-purchase as a payment method. When confirming your purchase, select your preferred repayment period, monthly installment amount and sign the contract digitally using your ID card, Smart ID or Mobile ID.

All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO hire-purchase
ESTO hire-purchase can be signed for legal entities.
ESTO hire-purchase is offered and managed by ESTO AS.

Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO AS or another specialist. ESTO AS loan annual percentage rate is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly instalments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The hire purchase service is offered and regulated by ESTO AS.

ESTO 3 is a new generation of payment method that allows you to pay conveniently and quickly – in three equal installments, with no extra fees!

Choose the most popular ESTO 3-part payment method at the checkout to pay for your purchases!

ESTO 3 helps you split your purchase easily into 3 equal parts, with 0€ interest and 0€ extra fees!.

No extra charges
Just three equal payments over a period of three months.
The first payment is always on the next month

Choose ESTO pay later to pay for your purchases. Confirm your purchase with just a few clicks, receive your service / order and pay back within 30 days without any extra charges!

Be smart and choose ESTO Pay Later to pay for your purchases!

Confirm your purchase with just a few clicks and pay back without any extra cost. ESTO Pay Later is a smart way for people to pay – get your goods now and pay back on a flexible repayment schedule.

Get exactly what you need with just a few clicks – no interest, no surcharge and no deposit.

Pay Later payment method is provided and managed by ESTO AS.

WHAT IS ESTO?

ESTO is a financial services company that was founded in 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both – the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics and has a partner network of more than 2,000 partners and stores and over 200,000 customers.

See the terms and conditions here: esto.eu/ee

If you need help, contact an ESTO AS employee at [email protected] or via www.esto.ee LIVE-chat window.